Based in Utah, helping families nationwide — free consultations, no pressure
Medicare, explained by someone who has been on both sides of it.
Dr. Jamie Whitlock has worked with Medicare for 27 years — 18 of them as a chiropractor caring for Medicare patients. Today he helps families in Utah and across the country understand their options, choose a plan, enroll, and get help every year after.
How we work
Six things we do for every client
This is the same process whether you are turning 65 next month or have had the same plan for ten years and never looked at it again.
Plain-language explanations of how Medicare works, so the decision is yours.
We check what you actually use against what each plan covers.
Two or three plans that fit, with the trade-offs spelled out.
Applications, timing and confirmations, done for you.
We check in after you enroll to make sure the plan is working.
Plans change every Fall. We review yours and tell you if anything needs to change.
Your options
Your choices for Medicare coverage
Open Enrollment runs October 15 to December 7. What you can change for 2027 →
Medicare Supplement (Medigap)
Fills the gaps in Original Medicare: copays, coinsurance and deductibles. Works with any doctor who accepts Medicare, anywhere in the country.
How Supplements work →Compare Supplement plans →Medicare Advantage
A private plan that replaces Original Medicare, usually with drug coverage and extras like dental or vision, and a network of doctors.
How Advantage plans work →See Advantage plans in your county →Part D prescription plans
Stand-alone drug coverage for people on Original Medicare or a Supplement. The right plan depends on your exact prescriptions.
How Part D works →Check your prescriptions →Veterans with VA or TRICARE
Medicare and VA benefits do not work together, but you can have both.
Talk through VA and Medicare →Dental, hospital and cancer plans
Extra protection that can work alongside your Medicare Advantage plan or Medicare Supplement.
Ask about supplemental coverage →Turning 65 while still working
Group coverage, HSAs and Part B timing trip up a lot of people. One call sorts it out.
Your turning-65 checklist →Get the timing right →Try it yourself
Two questions people ask Jamie most, answered in two minutes
These are educational. They don't name plans or prices; they tell you which direction to look and when you need to act.
Which path fits me: Supplement or Advantage?
Six quick questions. Tap an answer to move on.
When is my enrollment window?
Your dates, based on your birthday and whether you're still working.
Free classes
Taking the Mystery Out of Medicare
A free one-hour class Jamie has taught for years through the Community Education program at Utah Tech and at various locations around Utah. No plans are sold and no applications are taken; it is education only.
Want this class at your organization, employer or alumni group? Call (801) 332-0709 or send a note. More about the classes.
His book, Stress-Free Medicare: How to Enroll in Medicare and Opt Out of Stress, Confusion, and Frustration, and his booklet, Taking the Mystery Out of Medicare, walk through Parts A through D, enrollment windows and the Supplement-versus-Advantage decision in plain English. The booklet is free at every class and consultation.
About Jamie
From the exam room to the enrollment form
Jamie Whitlock has spent 27 years working with Medicare. For the first 18 he was a Doctor of Chiropractic, treating Medicare patients and watching them struggle with coverage they did not understand. He moved into Medicare planning to fix that from the other side.
Today he is an independent broker, which means he represents several carriers and works for you, not for one of them. He teaches Medicare classes through the Community Education program at Utah Tech and at various locations around Utah, is licensed to help clients in Utah and many other states, and still answers his own phone.
Jamie and his team meet clients by phone, by Zoom, or in person at their home. Read Jamie's story.
Clients
What people say after they've worked with Jamie
"With my birthday approaching, I had been under terrible stress trying to understand and decide which way to turn regarding Medicare. I am incredibly grateful to Jamie for his patience and willingness to drop everything multiple times to explain coverage, opportunities and billing to me. It really soothed my soul!"
"When my husband and I graduated from working lives to the world of Medicare, we felt we were in over our heads. A friend suggested we call Jamie. Jamie is our answer man! He educated us about what to look for and helped us find a plan that is working well for us. He is still just a text or phone call away."
"Jamie introduced us to how to improve our Medicare experience at a free presentation. He then met with us and had all the time we needed for questions and guidance. He was there months later when we had questions as we considered options."
"This is the best and most valuable community education class I've ever taken. The teacher helped relieve my anxieties and confusion surrounding Medicare."
Contact
Request a no-cost consultation
Tell us a little about your situation and someone from our team will reach out, usually the same business day.
Where Jamie is licensed: Alabama, Arizona, California, Colorado, Florida, Hawaii, Idaho, Illinois, Kentucky, Missouri, Montana, Nevada, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington and Wyoming.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Prefer to pick a time?
Book a 20-minute phone call with Jamie directly on his calendar.
Open Jamie's calendarCall or email
(801) 332-0709
[email protected]
Monday to Friday, 9 AM to 5 PM
By appointment: by phone, by Zoom, or in person at your home.